Broker Check

Investment Philosophy (DO NOT PUBLISH)


Investment Philosophy – built on Accountability, Transparency and Expectations,the professionals at TFR believe in having a thorough understanding of our client’s risk tolerance profile and then “controlling what you can control.” Our Investment Committee has over eighty (80) combined years of investment experience with credible knowledge in most all financial products.

TFR advisors obtain each client’s unique investment risk profile through the use of in-depth risk tolerance tools in order to create a specific Investment Policy Statement (IPS). These tools provide our clients with clear objectives and help set expectations that are unique to their individual goals. As such, the Investment Policy Statement is subject to regular review and adjustment as the client’s objectives and circumstances change. Throughout this process, our mission is to educate the client to ensure they are well-informed and aware of the current level of risk exposure to their investment capital.

Guidance – No investment professional knows for sure which direction the global securities markets are heading. However, at TFR, we are dedicated to focusing on what we do know and what we can control for our clients:

  • Your exposure to the various markets through proper asset allocation
  • Your fees and expenses 
  • Portfolio Liquidity and your exposure to taxable distributions
  • The duration of our investments as it relates to your individual time horizon and cash flow needs

Custom Portfolios – At TFR, we build custom portfolios with sound, back-tested discipline. Our client’s investment positions are the result of a personalized Investment Policy Statement built by pinpointing our client’s objectives, expectations, life circumstances, and risk tolerance. 

The team of professionals at TFR is dedicated to providing open communication and regular updates to our clients. Our in-house Investment Portfolio Team creates and delivers a “This Week in Your Portfolio” email whenever a portfolio position changes, whether it is a “buy” or “sell” transaction. In addition, the TFR Portfolio Management Team provides periodic market commentary and investment outlook through our semi-annual “State of the Market” , and our quarterly newsletters.